Attention homeowners in Virginia Beach and Virginia Beach City County: Get an Appraisal today!
The top 7 reasons VA homeowners call on Elizabeth A. Keech:
Need help determining the value of your home in or near Virginia Beach, VA?
At Elizabeth A. Keech, we understand the individual needs of a homeowner looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Elizabeth A. Keech, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value estimation than yours. Need to remove PMI?A fashionable money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. At Elizabeth A. Keech, we're experts in helping clients just like you get rid of unwanted PMI insurance. Challenging property tax assessmentsIf you live in a region that is declining or is not appreciating as much as other properties close to yours, your local tax assessor may have your home overvalued. That means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. Getting an expert appraisal from Elizabeth A. Keech is your chief weapon when contesting your property tax assessment. HELOC recently frozen?Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Elizabeth A. Keech can help you reinstate your HELOC. We Offer Field and Desktop Appraisal Review ServicesDo you need an expert to double-check your appraisal for preciseness, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? Elizabeth A. Keech offers field reviews where we go out and check the subject and comps in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house. |